We're here to help.
Get the protection you need today.
Get the protection you need today.
Protect yourself and your loved ones from unexpected medical expenses. With health insurance, you can have peace of mind knowing that you're covered when you need it most. Don't wait until it's too late, get insured today!
Need Health Insurance?
ACA (Affordable Care Act) Insurance, also known as Obamacare, is health insurance coverage made available through the U.S. Federal Government. This coverage offers guaranteed acceptance, regardless of pre-existing conditions. Often the networks available are HMO or EPO networks, as opposed to PPO, which is widely available on the Private Market. Additionally, this is a great option for those with a lower household income, as many people qualify for subsidies to help pay for the monthly premiums.
Guaranteed acceptance
Subsidies available to those who qualify
Majority of plans offer HMO and EPO networks
What is Hospital Insurance?
Hospital and doctor fixed indemnity insurance, is also often called fixed-benefit insurance or fee for service insurance. That’s because this type of insurance pays you a set—that is, a fixed amount of money for specific services covered by the plan.
No deductibles or copays to pay first
Benefits paid regardless of other insurance
Money to pay costs not covered by major medical plans, like a deductible or copay
What is Private Market Health Insurance?
Private market health insurance refers to insurance coverage that is obtained through private companies rather than government programs. It offers individuals and families the opportunity to purchase health insurance plans tailored to their specific needs and preferences.
Private market health insurance typically provides a range of coverage options, including medical treatments, hospital stays, prescription drugs, and preventive care.
These plans often offer greater flexibility and customization compared to public health insurance programs. However, the cost of private market health insurance can vary significantly based on factors such as age, pre-existing conditions, and coverage levels.
Additionally, private market health insurance may require individuals to meet certain eligibility criteria and can be subject to annual premium adjustments.
More flexibility and customization
Great option for healthy individuals and families
Majority of plans offer PPO networks
What is Medicare and who is it for?
Medicare is a comprehensive health insurance program in the United States, administered by the federal government. It is a crucial social insurance program that ensures access to essential healthcare services for seniors, individuals with disabilities, and those suffering from End-Stage Renal Disease. Through its various components, Medicare plays a vital role in safeguarding the health and well-being of millions of Americans, providing financial protection and peace of mind during times of medical need.
Who is Medicare for?
Medicare primarily serves three main groups of individuals:
Seniors: Medicare is primarily intended for individuals aged 65 and older. These older adults become eligible for Medicare benefits when they reach the age of 65, regardless of their income or medical history. This age group often faces increased healthcare needs due to aging-related conditions, making Medicare essential for maintaining their health and well-being.
Individuals with Disabilities: People under the age of 65 who have certain disabilities may also qualify for Medicare coverage. To be eligible, they must have received Social Security Disability Insurance (SSDI) benefits for at least 24 months. This provision ensures that individuals with severe disabilities can access necessary medical services despite not being of retirement age.
End-Stage Renal Disease (ESRD) Patients: Medicare provides coverage for individuals of any age who suffer from End-Stage Renal Disease (ESRD) or permanent kidney failure requiring dialysis or a kidney transplant. This aspect of Medicare is crucial in supporting those with chronic kidney conditions, regardless of their age.
Components of Medicare:
Medicare consists of several distinct parts, each addressing specific healthcare needs:
Medicare Part A (Hospital Insurance)
Medicare Part B (Medical Insurance)
Medicare Part C (Medicare Advantage)
Medicare Part D (Prescription Drug Coverage)
Seniors aged 65 and older
Individuals with Disabilities
Individuals with End-Stage Renal Disease
What is Hospital Insurance?
Hospital and doctor fixed indemnity insurance, is also often called fixed-benefit insurance or fee for service insurance. That’s because this type of insurance pays you a set—that is, a fixed amount of money for specific services covered by the plan.
No deductibles or copays to pay first
Benefits paid regardless of other insurance
Money to pay costs not covered by major medical plans, like a deductible or copay
What is ACA Insurance?
ACA (Affordable Care Act) Insurance, also known as Obamacare, is health insurance coverage made available through the U.S. Federal Government. This coverage offers guaranteed acceptance, regardless of pre-existing conditions. Often the networks available are HMO or EPO networks, as opposed to PPO, which is widely available on the Private Market. Additionally, this is a great option for those with a lower household income, as many people qualify for subsidies to help pay for the monthly premiums.
Guaranteed acceptance
Subsidies available to those who qualify
Majority of plans offer HMO and EPO networks
What is Private Market Health Insurance?
Private market health insurance refers to insurance coverage that is obtained through private companies rather than government programs. It offers individuals and families the opportunity to purchase health insurance plans tailored to their specific needs and preferences.
Private market health insurance typically provides a range of coverage options, including medical treatments, hospital stays, prescription drugs, and preventive care.
These plans often offer greater flexibility and customization compared to public health insurance programs. However, the cost of private market health insurance can vary significantly based on factors such as age, pre-existing conditions, and coverage levels.
Additionally, private market health insurance may require individuals to meet certain eligibility criteria and can be subject to annual premium adjustments.
More flexibility and customization
Great option for healthy individuals and families
Majority of plans offer PPO networks
What is Medicare and who is it for?
Medicare is a comprehensive health insurance program in the United States, administered by the federal government. It is a crucial social insurance program that ensures access to essential healthcare services for seniors, individuals with disabilities, and those suffering from End-Stage Renal Disease. Through its various components, Medicare plays a vital role in safeguarding the health and well-being of millions of Americans, providing financial protection and peace of mind during times of medical need.
Who is Medicare for?
Medicare primarily serves three main groups of individuals:
Seniors:
Medicare is primarily intended for individuals aged 65 and older. These older adults become eligible for Medicare benefits when they reach the age of 65, regardless of their income or medical history. This age group often faces increased healthcare needs due to aging-related conditions, making Medicare essential for maintaining their health and well-being.
Individuals with Disabilities:
People under the age of 65 who have certain disabilities may also qualify for Medicare coverage. To be eligible, they must have received Social Security Disability Insurance (SSDI) benefits for at least 24 months. This provision ensures that individuals with severe disabilities can access necessary medical services despite not being of retirement age.
End-Stage Renal Disease (ESRD) Patients:
Medicare provides coverage for individuals of any age who suffer from End-Stage Renal Disease (ESRD) or permanent kidney failure requiring dialysis or a kidney transplant. This aspect of Medicare is crucial in supporting those with chronic kidney conditions, regardless of their age.
Components of Medicare:
Medicare consists of several distinct parts, each addressing specific healthcare needs:
Medicare Part A (Hospital Insurance)
Medicare Part B (Medical Insurance)
Medicare Part C (Medicare Advantage)
Medicare Part D (Prescription Drug Coverage)
Seniors aged 65 and older
Individuals with Disabilities
Individuals with End-Stage Renal Disease
When it comes to insurance...
You have options.
If you are without insurance coverage, you should know that there is a whole range of insurance options available to you.
Private Market Health Insurance
Looking for better health insurance options? Private market health insurance offers larger PPO networks and customizable coverage tailored to your needs. Say goodbye to cookie-cutter plans and hello to personalized care. Get started today!
ACA Marketplace Health Insurance
Discover the benefits of affordable healthcare coverage on the ACA marketplace. Protect your health and finances, and get peace of mind with coverage for all medical situations. There's no need to worry about pre-existing conditions and some may qualify for free or significantly subsidized rates! Get a quote today.
Medicare
Discover the benefits of Medicare and take control of your healthcare. From comprehensive coverage to affordable premiums, Medicare provides peace of mind for you and your loved ones. Don't wait, make the smart choice today, and we'll be happy to walk you through all your options and help you navigate the confusing world of Medicare.
Take your next step
Healthy happens here
Healthy happens here
Learn more about your current health plan or find new coverage for you and your family.
Your future awaits.
Now is the perfect time to take control of your health.
Don't take risks with your health. With healthcare, you can protect yourself and your loved ones from unexpected medical expenses. Sign up now and take control of your narrative.
Let us help keep you and your family healthy.
Let us help keep you and your family healthy.
Your future awaits.
Now is the perfect time to take control of your health.
Don't take risks with your health. With healthcare, you can protect yourself and your loved ones from unexpected medical expenses. Sign up now and take control of your narrative.
Hear From Our Customers
Hear From Our Customers
I am glad that I chose Julie as our family agent. She is very dependable and a caring person. Julie is extremely knowledgable, but most of all a great person and I would recommend her to any person.
Raul P.
Happy Client
It was a great pleasure working with Julie! She was always able to answer my questions quickly, and was always very helpful throughout and after my pregnancy! I am very grateful that she was my insurance agent during my pregnancy!
Lauren R.
Happy Client
Julie Kellogg exemplifies what it means to provide great customer service. She is current and extremely knowledgable in the industry. She is hands on helping clients with claims and responds quickly to questions. Julie has been our representative for several years and I wouldn't want to work with anyone else.
Misty K.
Happy Client
© 2023 Kellogg Insurance Services - All Rights Reserved
Contact Us
Call us at: (361) 443-7560
Email us at: julie@kellogginsuranceservices.com
© 2023 Kellogg Insurance Services - All Rights Reserved